Call report 2004Q4
UNITED BANK — 2004Q4
The 22 measures UNITED BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 534,819,000 | USD | evidence → |
| Total loans | 406,209,000 | USD | evidence → |
| Allowance for loan losses | 7,068,000 | USD | evidence → |
| Securities available for sale | 90,148,000 | USD | evidence → |
| Securities held to maturity | 414,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 454,910,000 | USD | evidence → |
| Interest-bearing deposits | 380,503,000 | USD | evidence → |
| Noninterest-bearing deposits | 74,407,000 | USD | evidence → |
| Equity capital | 55,335,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,136,000 | USD | evidence → |
| Interest expense | 7,251,000 | USD | evidence → |
| Net interest income | 24,885,000 | USD | evidence → |
| Noninterest income | 7,620,000 | USD | evidence → |
| Noninterest expense | 19,881,000 | USD | evidence → |
| Provision for loan losses | 2,045,000 | USD | evidence → |
| Pretax income | 11,080,000 | USD | evidence → |
| Income tax | 3,766,000 | USD | evidence → |
| Net income | 7,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,743,000 | USD | evidence → |
| Total capital | 57,645,000 | USD | evidence → |
| Risk-weighted assets | 389,978,000 | USD | evidence → |