Call reports 2001
UNITED BANK — 2001
What UNITED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 472,600,000 | 476,036,000 | 484,910,000 | 481,081,000 |
| Total loans | 317,087,000 | 325,653,000 | 329,248,000 | 340,483,000 |
| Allowance for loan losses | 5,608,000 | 5,808,000 | 6,009,000 | 5,752,000 |
| Securities available for sale | 88,506,000 | 100,608,000 | 100,101,000 | 101,730,000 |
| Securities held to maturity | 4,029,000 | 2,645,000 | 2,323,000 | 2,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,298,000 | 414,660,000 | 420,491,000 | 417,572,000 |
| Interest-bearing deposits | 365,125,000 | 365,796,000 | 367,189,000 | 367,871,000 |
| Noninterest-bearing deposits | 47,173,000 | 48,864,000 | 53,302,000 | 49,701,000 |
| Equity capital | 50,829,000 | 52,985,000 | 54,775,000 | 54,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 10,329,000 | 20,714,000 | 30,797,000 | 40,485,000 |
| Interest expense | 4,521,000 | 8,842,000 | 12,886,000 | 16,109,000 |
| Net interest income | 5,808,000 | 11,872,000 | 17,911,000 | 24,376,000 |
| Noninterest income | 1,620,000 | 3,628,000 | 5,553,000 | 7,584,000 |
| Noninterest expense | 4,103,000 | 8,715,000 | 13,251,000 | 18,405,000 |
| Provision for loan losses | 327,000 | 805,000 | 1,158,000 | 1,287,000 |
| Pretax income | 2,998,000 | 5,980,000 | 9,055,000 | 12,268,000 |
| Income tax | 1,079,000 | 2,114,000 | 3,188,000 | 4,364,000 |
| Net income | 1,919,000 | 3,866,000 | 5,867,000 | 7,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,102,000 | 49,176,000 | 50,115,000 | 49,988,000 |
| Total capital | 51,428,000 | 53,515,000 | 54,173,000 | 54,108,000 |
| Risk-weighted assets | 344,832,000 | 345,665,000 | 322,652,000 | 327,991,000 |