Call reports 2008
GREENSBURG STATE BANK — 2008
What GREENSBURG STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,270,000 | 61,796,000 | 63,617,000 | 69,620,000 |
| Total loans | 9,829,000 | 9,402,000 | 9,861,000 | 9,693,000 |
| Allowance for loan losses | 85,000 | 105,000 | 105,000 | 105,000 |
| Securities available for sale | 40,382,000 | 40,939,000 | 41,596,000 | 37,476,000 |
| Securities held to maturity | 7,232,000 | 7,386,000 | 8,455,000 | 10,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,910,000 | 53,947,000 | 55,162,000 | 59,664,000 |
| Interest-bearing deposits | 46,342,000 | 44,876,000 | 46,556,000 | 48,515,000 |
| Noninterest-bearing deposits | 8,567,000 | 9,071,000 | 8,606,000 | 11,149,000 |
| Equity capital | 7,906,000 | 7,744,000 | 8,236,000 | 9,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,479,000 | 2,196,000 | 2,884,000 |
| Interest expense | 258,000 | 480,000 | 685,000 | 854,000 |
| Net interest income | 497,000 | 999,000 | 1,511,000 | 2,030,000 |
| Noninterest income | 142,000 | 172,000 | 200,000 | 230,000 |
| Noninterest expense | 318,000 | 419,000 | 640,000 | 926,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 321,000 | 739,000 | 1,058,000 | 1,321,000 |
| Income tax | 87,000 | 206,000 | 260,000 | 301,000 |
| Net income | 234,000 | 533,000 | 798,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,549,000 | 7,857,000 | 8,123,000 | 8,345,000 |
| Total capital | 7,634,000 | 7,962,000 | 8,228,000 | 8,450,000 |
| Risk-weighted assets | 20,043,000 | 20,091,000 | 21,109,000 | 21,691,000 |