Call reports 2005
GREENSBURG STATE BANK — 2005
What GREENSBURG STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 38,071,000 | 36,563,000 | 34,868,000 | 39,106,000 |
| Total loans | 11,533,000 | 11,596,000 | 11,372,000 | 11,560,000 |
| Allowance for loan losses | 153,000 | 152,000 | 152,000 | 143,000 |
| Securities available for sale | 22,208,000 | 19,739,000 | 17,908,000 | 18,262,000 |
| Securities held to maturity | 2,713,000 | 3,324,000 | 3,322,000 | 3,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,448,000 | 29,910,000 | 28,935,000 | 33,145,000 |
| Interest-bearing deposits | 26,911,000 | 25,043,000 | 24,121,000 | 28,669,000 |
| Noninterest-bearing deposits | 4,537,000 | 4,867,000 | 4,814,000 | 4,476,000 |
| Equity capital | 5,602,000 | 5,797,000 | 5,860,000 | 5,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 891,000 | 1,319,000 | 1,753,000 |
| Interest expense | 100,000 | 210,000 | 325,000 | 446,000 |
| Net interest income | 348,000 | 681,000 | 994,000 | 1,307,000 |
| Noninterest income | 41,000 | 74,000 | 107,000 | 140,000 |
| Noninterest expense | 187,000 | 375,000 | 554,000 | 773,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 202,000 | 383,000 | 551,000 | 678,000 |
| Income tax | 66,000 | 123,000 | 182,000 | 213,000 |
| Net income | 136,000 | 260,000 | 369,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,779,000 | 5,902,000 | 6,012,000 | 6,108,000 |
| Total capital | 5,932,000 | 6,054,000 | 6,164,000 | 6,251,000 |
| Risk-weighted assets | 17,592,000 | 17,316,000 | 16,875,000 | 19,587,000 |