Call reports 2004
GREENSBURG STATE BANK — 2004
What GREENSBURG STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,901,000 | 36,910,000 | 36,529,000 | 40,588,000 |
| Total loans | 10,237,000 | 10,551,000 | 11,015,000 | 11,195,000 |
| Allowance for loan losses | 154,000 | 154,000 | 154,000 | 153,000 |
| Securities available for sale | 22,955,000 | 22,949,000 | 21,507,000 | 21,970,000 |
| Securities held to maturity | 1,667,000 | 1,669,000 | 1,919,000 | 2,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,834,000 | 31,232,000 | 30,552,000 | 34,656,000 |
| Interest-bearing deposits | 26,368,000 | 26,136,000 | 26,140,000 | 27,990,000 |
| Noninterest-bearing deposits | 4,466,000 | 5,096,000 | 4,412,000 | 6,666,000 |
| Equity capital | 5,790,000 | 5,627,000 | 5,886,000 | 5,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 848,000 | 1,278,000 | 1,711,000 |
| Interest expense | 79,000 | 159,000 | 243,000 | 332,000 |
| Net interest income | 346,000 | 689,000 | 1,035,000 | 1,379,000 |
| Noninterest income | 51,000 | 87,000 | 118,000 | 148,000 |
| Noninterest expense | 192,000 | 367,000 | 527,000 | 745,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 205,000 | 409,000 | 626,000 | 782,000 |
| Income tax | 72,000 | 140,000 | 215,000 | 265,000 |
| Net income | 133,000 | 269,000 | 411,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,508,000 | 5,643,000 | 5,786,000 | 5,891,000 |
| Total capital | 5,662,000 | 5,797,000 | 5,940,000 | 6,044,000 |
| Risk-weighted assets | 14,825,000 | 15,212,000 | 15,325,000 | 17,648,000 |