Call reports 2003
GREENSBURG STATE BANK — 2003
What GREENSBURG STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,578,000 | 36,550,000 | 35,886,000 | 37,946,000 |
| Total loans | 11,465,000 | 10,844,000 | 10,313,000 | 10,293,000 |
| Allowance for loan losses | 158,000 | 158,000 | 158,000 | 153,000 |
| Securities available for sale | 20,744,000 | 20,858,000 | 22,409,000 | 22,308,000 |
| Securities held to maturity | 500,000 | 410,000 | 410,000 | 1,103,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,657,000 | 30,431,000 | 29,872,000 | 31,955,000 |
| Interest-bearing deposits | 24,601,000 | 25,579,000 | 24,625,000 | 24,468,000 |
| Noninterest-bearing deposits | 4,056,000 | 4,852,000 | 5,247,000 | 7,487,000 |
| Equity capital | 5,600,000 | 5,807,000 | 5,798,000 | 5,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 887,000 | 1,316,000 | 1,740,000 |
| Interest expense | 107,000 | 200,000 | 288,000 | 369,000 |
| Net interest income | 340,000 | 687,000 | 1,028,000 | 1,371,000 |
| Noninterest income | 43,000 | 75,000 | 108,000 | 140,000 |
| Noninterest expense | 182,000 | 355,000 | 532,000 | 769,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 407,000 | 604,000 | 742,000 |
| Income tax | 70,000 | 146,000 | 217,000 | 266,000 |
| Net income | 131,000 | 261,000 | 387,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,279,000 | 5,410,000 | 5,536,000 | 5,625,000 |
| Total capital | 5,437,000 | 5,568,000 | 5,694,000 | 5,778,000 |
| Risk-weighted assets | 14,937,000 | 14,979,000 | 14,643,000 | 15,629,000 |