Call reports 2002
GREENSBURG STATE BANK — 2002
What GREENSBURG STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,528,000 | 34,054,000 | 34,109,000 | 36,397,000 |
| Total loans | 10,995,000 | 12,200,000 | 11,689,000 | 11,352,000 |
| Allowance for loan losses | 152,000 | 152,000 | 150,000 | 160,000 |
| Securities available for sale | 17,526,000 | 17,304,000 | 19,905,000 | 20,397,000 |
| Securities held to maturity | 502,000 | 502,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,385,000 | 28,617,000 | 28,227,000 | 30,407,000 |
| Interest-bearing deposits | 23,283,000 | 24,097,000 | 24,223,000 | 26,233,000 |
| Noninterest-bearing deposits | 4,102,000 | 4,520,000 | 4,004,000 | 4,174,000 |
| Equity capital | 5,000,000 | 5,274,000 | 5,577,000 | 5,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 921,000 | 1,392,000 | 1,851,000 |
| Interest expense | 154,000 | 303,000 | 441,000 | 561,000 |
| Net interest income | 305,000 | 618,000 | 951,000 | 1,290,000 |
| Noninterest income | 42,000 | 72,000 | 107,000 | 138,000 |
| Noninterest expense | 157,000 | 316,000 | 480,000 | 691,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 190,000 | 374,000 | 578,000 | 727,000 |
| Income tax | 68,000 | 136,000 | 207,000 | 261,000 |
| Net income | 122,000 | 238,000 | 371,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,004,000 | 5,120,000 | 5,253,000 | 5,348,000 |
| Total capital | 5,156,000 | 5,272,000 | 5,403,000 | 5,508,000 |
| Risk-weighted assets | 14,354,000 | 15,608,000 | 15,265,000 | 15,306,000 |