Call reports 2026
COMMERCIAL BANK, THE — 2026
What COMMERCIAL BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 286,491,000 | 295,482,000 |
| Total loans | 166,938,000 | 170,866,000 |
| Allowance for loan losses | 2,647,000 | 2,739,000 |
| Securities available for sale | 97,400,000 | 101,267,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 266,670,000 | 266,985,000 |
| Interest-bearing deposits | 205,872,000 | 209,847,000 |
| Noninterest-bearing deposits | 60,798,000 | 57,138,000 |
| Equity capital | 17,983,000 | 18,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,785,000 | 7,717,000 |
| Interest expense | 1,311,000 | 2,670,000 |
| Net interest income | 2,474,000 | 5,047,000 |
| Noninterest income | 193,000 | 311,000 |
| Noninterest expense | 1,734,000 | 3,436,000 |
| Provision for loan losses | 150,000 | 260,000 |
| Pretax income | 783,000 | 1,662,000 |
| Income tax | 163,000 | 356,000 |
| Net income | 620,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,624,000 | 32,310,000 |