Call reports 2024
COMMERCIAL BANK, THE — 2024
What COMMERCIAL BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 243,305,000 | 247,598,000 | 245,684,000 | 251,777,000 |
| Total loans | 103,686,000 | 106,541,000 | 112,072,000 | 123,332,000 |
| Allowance for loan losses | 2,168,000 | 2,272,000 | 2,231,000 | 2,398,000 |
| Securities available for sale | 110,522,000 | 109,198,000 | 109,145,000 | 104,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,850,000 | 233,148,000 | 227,583,000 | 221,325,000 |
| Interest-bearing deposits | 171,759,000 | 175,185,000 | 175,529,000 | 176,305,000 |
| Noninterest-bearing deposits | 58,091,000 | 57,963,000 | 52,054,000 | 45,020,000 |
| Equity capital | 11,981,000 | 12,848,000 | 16,333,000 | 12,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,294,000 | 9,521,000 | 12,829,000 |
| Interest expense | 1,060,000 | 2,201,000 | 3,403,000 | 4,749,000 |
| Net interest income | 2,067,000 | 4,093,000 | 6,118,000 | 8,080,000 |
| Noninterest income | 204,000 | 417,000 | 653,000 | 1,173,000 |
| Noninterest expense | 1,552,000 | 3,049,000 | 4,571,000 | 6,160,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 330,000 |
| Pretax income | 674,000 | 1,371,000 | 2,065,000 | 2,763,000 |
| Income tax | 135,000 | 274,000 | 413,000 | 511,000 |
| Net income | 539,000 | 1,097,000 | 1,652,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,431,000 | 28,989,000 | 29,544,000 | 28,944,000 |