Call reports 2022
COMMERCIAL BANK, THE — 2022
What COMMERCIAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 234,353,000 | 231,558,000 | 230,747,000 | 231,725,000 |
| Total loans | 103,879,000 | 93,175,000 | 90,631,000 | 89,147,000 |
| Allowance for loan losses | 2,112,000 | 2,120,000 | 2,096,000 | 2,008,000 |
| Securities available for sale | 107,985,000 | 113,443,000 | 115,673,000 | 114,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,265,000 | 218,213,000 | 210,648,000 | 211,873,000 |
| Interest-bearing deposits | 145,915,000 | 144,963,000 | 141,226,000 | 150,371,000 |
| Noninterest-bearing deposits | 69,350,000 | 73,250,000 | 69,422,000 | 61,502,000 |
| Equity capital | 17,268,000 | 11,429,000 | 11,039,000 | 10,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,208,000 | 6,516,000 | 9,145,000 |
| Interest expense | 103,000 | 229,000 | 427,000 | 837,000 |
| Net interest income | 1,988,000 | 3,979,000 | 6,089,000 | 8,308,000 |
| Noninterest income | 238,000 | 654,000 | 917,000 | 1,112,000 |
| Noninterest expense | 1,400,000 | 2,812,000 | 4,241,000 | 5,624,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 120,000 |
| Pretax income | 778,000 | 1,764,000 | 2,678,000 | 3,709,000 |
| Income tax | 160,000 | 370,000 | 560,000 | 776,000 |
| Net income | 618,000 | 1,394,000 | 2,118,000 | 2,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,029,000 | 22,805,000 | 23,529,000 | 23,744,000 |