Call reports 2021
COMMERCIAL BANK, THE — 2021
What COMMERCIAL BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,117,000 | 215,208,000 | 209,824,000 | 225,550,000 |
| Total loans | 102,871,000 | 106,651,000 | 108,250,000 | 103,976,000 |
| Allowance for loan losses | 2,128,000 | 2,144,000 | 2,154,000 | 2,153,000 |
| Securities available for sale | 76,184,000 | 86,921,000 | 86,227,000 | 91,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,923,000 | 190,540,000 | 180,881,000 | 199,031,000 |
| Interest-bearing deposits | 133,205,000 | 136,778,000 | 136,027,000 | 136,774,000 |
| Noninterest-bearing deposits | 44,718,000 | 53,762,000 | 44,854,000 | 62,257,000 |
| Equity capital | 18,999,000 | 20,081,000 | 22,442,000 | 21,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,822,000 | 4,012,000 | 6,388,000 | 8,887,000 |
| Interest expense | 205,000 | 388,000 | 541,000 | 676,000 |
| Net interest income | 1,617,000 | 3,624,000 | 5,847,000 | 8,211,000 |
| Noninterest income | 230,000 | 474,000 | 2,490,000 | 2,754,000 |
| Noninterest expense | 1,298,000 | 2,678,000 | 4,087,000 | 5,518,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 520,000 | 1,356,000 | 4,137,000 | 5,289,000 |
| Income tax | 95,000 | 270,000 | 924,000 | 1,183,000 |
| Net income | 425,000 | 1,086,000 | 3,213,000 | 4,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,730,000 | 19,391,000 | 21,518,000 | 21,411,000 |