Call reports 2018
COMMERCIAL BANK, THE — 2018
What COMMERCIAL BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 149,568,000 | 153,113,000 | 152,189,000 | 150,301,000 |
| Total loans | 85,584,000 | 88,507,000 | 89,069,000 | 88,675,000 |
| Allowance for loan losses | 1,130,000 | 1,180,000 | 1,202,000 | 1,372,000 |
| Securities available for sale | 43,989,000 | 42,476,000 | 43,083,000 | 42,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,508,000 | 130,753,000 | 126,454,000 | 123,594,000 |
| Interest-bearing deposits | 105,404,000 | 102,127,000 | 99,964,000 | 98,119,000 |
| Noninterest-bearing deposits | 29,104,000 | 28,626,000 | 26,490,000 | 25,475,000 |
| Equity capital | 14,631,000 | 14,950,000 | 15,261,000 | 16,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,241,000 | 4,951,000 | 6,666,000 |
| Interest expense | 160,000 | 336,000 | 549,000 | 815,000 |
| Net interest income | 1,462,000 | 2,905,000 | 4,402,000 | 5,851,000 |
| Noninterest income | 271,000 | 538,000 | 849,000 | 1,280,000 |
| Noninterest expense | 1,255,000 | 2,481,000 | 3,718,000 | 4,859,000 |
| Provision for loan losses | 20,000 | 50,000 | 75,000 | 275,000 |
| Pretax income | 458,000 | 912,000 | 1,458,000 | 2,017,000 |
| Income tax | 86,000 | 170,000 | 279,000 | 396,000 |
| Net income | 372,000 | 742,000 | 1,179,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,193,000 | 15,563,000 | 16,000,000 | 16,442,000 |
| Total capital | 16,323,000 | 16,743,000 | 17,202,000 | 17,653,000 |
| Risk-weighted assets | 95,866,000 | 99,014,000 | 98,100,000 | 96,793,000 |