Call reports 2017
COMMERCIAL BANK, THE — 2017
What COMMERCIAL BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 143,195,000 | 143,822,000 | 147,522,000 | 149,160,000 |
| Total loans | 83,516,000 | 83,829,000 | 85,615,000 | 84,701,000 |
| Allowance for loan losses | 1,036,000 | 1,109,000 | 1,136,000 | 1,108,000 |
| Securities available for sale | 39,480,000 | 40,291,000 | 44,579,000 | 43,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,745,000 | 124,056,000 | 120,292,000 | 125,258,000 |
| Interest-bearing deposits | 101,965,000 | 97,181,000 | 95,181,000 | 93,774,000 |
| Noninterest-bearing deposits | 26,780,000 | 26,875,000 | 25,111,000 | 31,484,000 |
| Equity capital | 13,857,000 | 14,642,000 | 15,000,000 | 14,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,487,000 | 3,002,000 | 4,580,000 | 6,151,000 |
| Interest expense | 110,000 | 225,000 | 366,000 | 524,000 |
| Net interest income | 1,377,000 | 2,777,000 | 4,214,000 | 5,627,000 |
| Noninterest income | 266,000 | 504,000 | 765,000 | 1,275,000 |
| Noninterest expense | 1,201,000 | 2,386,000 | 3,600,000 | 4,725,000 |
| Provision for loan losses | 60,000 | 120,000 | 160,000 | 160,000 |
| Pretax income | 382,000 | 775,000 | 1,206,000 | 2,004,000 |
| Income tax | 115,000 | 238,000 | 367,000 | 945,000 |
| Net income | 267,000 | 537,000 | 839,000 | 1,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,329,000 | 14,599,000 | 14,901,000 | 15,121,000 |
| Total capital | 15,365,000 | 15,708,000 | 16,037,000 | 16,229,000 |
| Risk-weighted assets | 95,683,000 | 94,884,000 | 95,649,000 | 94,896,000 |