Call reports 2011
COMMERCIAL BANK, THE — 2011
What COMMERCIAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 148,953,000 | 138,827,000 | 137,810,000 | 133,843,000 |
| Total loans | 91,896,000 | 88,858,000 | 84,665,000 | 81,117,000 |
| Allowance for loan losses | 2,014,000 | 1,666,000 | 1,620,000 | 1,477,000 |
| Securities available for sale | 31,319,000 | 33,296,000 | 33,506,000 | 31,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,670,000 | 110,870,000 | 110,926,000 | 107,765,000 |
| Interest-bearing deposits | 97,741,000 | 95,518,000 | 92,994,000 | 91,146,000 |
| Noninterest-bearing deposits | 21,929,000 | 15,352,000 | 17,932,000 | 16,619,000 |
| Equity capital | 11,108,000 | 11,809,000 | 11,781,000 | 11,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,872,000 | 3,799,000 | 5,583,000 | 7,263,000 |
| Interest expense | 492,000 | 951,000 | 1,374,000 | 1,764,000 |
| Net interest income | 1,380,000 | 2,848,000 | 4,209,000 | 5,499,000 |
| Noninterest income | 260,000 | 359,000 | 492,000 | 410,000 |
| Noninterest expense | 1,265,000 | 2,572,000 | 3,821,000 | 4,961,000 |
| Provision for loan losses | 150,000 | 305,000 | 408,000 | 408,000 |
| Pretax income | 125,000 | 230,000 | 330,000 | 378,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 230,000 | 330,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,112,000 | 12,217,000 | 12,317,000 | 12,342,000 |
| Total capital | 13,490,000 | 13,520,000 | 13,587,000 | 13,584,000 |
| Risk-weighted assets | 109,411,000 | 103,650,000 | 101,058,000 | 98,921,000 |