Call reports 2010
COMMERCIAL BANK, THE — 2010
What COMMERCIAL BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 152,461,000 | 152,438,000 | 151,512,000 | 140,097,000 |
| Total loans | 108,547,000 | 105,965,000 | 101,826,000 | 98,559,000 |
| Allowance for loan losses | 1,788,000 | 2,052,000 | 1,665,000 | 2,072,000 |
| Securities available for sale | 24,191,000 | 23,985,000 | 24,314,000 | 24,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,905,000 | 119,674,000 | 119,924,000 | 110,811,000 |
| Interest-bearing deposits | 99,911,000 | 102,189,000 | 100,794,000 | 97,012,000 |
| Noninterest-bearing deposits | 16,994,000 | 17,485,000 | 19,130,000 | 13,799,000 |
| Equity capital | 11,655,000 | 10,692,000 | 11,027,000 | 10,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,065,000 | 4,137,000 | 6,184,000 | 8,190,000 |
| Interest expense | 712,000 | 1,335,000 | 1,926,000 | 2,466,000 |
| Net interest income | 1,353,000 | 2,802,000 | 4,258,000 | 5,724,000 |
| Noninterest income | 287,000 | 292,000 | 484,000 | 569,000 |
| Noninterest expense | 1,263,000 | 2,652,000 | 3,950,000 | 5,174,000 |
| Provision for loan losses | 175,000 | 1,267,000 | 1,533,000 | 1,708,000 |
| Pretax income | 155,000 | -908,000 | -964,000 | -1,192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | -908,000 | -964,000 | -1,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,593,000 | 11,702,000 | 12,142,000 | 11,918,000 |
| Total capital | 14,172,000 | 13,260,000 | 13,653,000 | 13,346,000 |
| Risk-weighted assets | 126,137,000 | 123,910,000 | 120,472,000 | 113,382,000 |