Call reports 2001
COMMERCIAL BANK, THE — 2001
What COMMERCIAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 75,152,000 | 77,751,000 | 83,504,000 | 89,203,000 |
| Total loans | 49,103,000 | 55,640,000 | 60,875,000 | 66,799,000 |
| Allowance for loan losses | 449,000 | 483,000 | 522,000 | 700,000 |
| Securities available for sale | 16,986,000 | 15,644,000 | 14,655,000 | 13,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,427,000 | 62,301,000 | 65,385,000 | 65,800,000 |
| Interest-bearing deposits | 55,268,000 | 55,472,000 | 57,947,000 | 58,180,000 |
| Noninterest-bearing deposits | 6,159,000 | 6,829,000 | 7,438,000 | 7,620,000 |
| Equity capital | 6,821,000 | 7,004,000 | 7,273,000 | 7,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,682,000 | 4,113,000 | 5,556,000 |
| Interest expense | 705,000 | 1,418,000 | 2,150,000 | 2,790,000 |
| Net interest income | 649,000 | 1,264,000 | 1,963,000 | 2,766,000 |
| Noninterest income | 133,000 | 351,000 | 531,000 | 760,000 |
| Noninterest expense | 631,000 | 1,214,000 | 1,818,000 | 2,482,000 |
| Provision for loan losses | 15,000 | 55,000 | 95,000 | 279,000 |
| Pretax income | 136,000 | 346,000 | 581,000 | 765,000 |
| Income tax | 36,000 | 72,000 | 119,000 | 151,000 |
| Net income | 100,000 | 274,000 | 462,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,690,000 | 6,864,000 | 7,038,000 | 7,192,000 |
| Total capital | 6,864,000 | 7,347,000 | 7,560,000 | 7,892,000 |
| Risk-weighted assets | 13,648,000 | 64,754,000 | 71,058,000 | 76,663,000 |