Call reports 2025
FIRST NORTHERN BANK OF DIXON — 2025
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,875,247,000 | 1,871,551,000 | 1,907,769,000 | 1,910,511,000 |
| Total loans | 1,057,745,000 | 1,079,580,000 | 1,071,670,000 | 1,064,992,000 |
| Allowance for loan losses | 16,535,000 | 16,122,000 | 15,699,000 | 14,519,000 |
| Securities available for sale | 637,168,000 | 593,550,000 | 601,502,000 | 617,243,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,677,773,000 | 1,665,441,000 | 1,687,649,000 | 1,681,164,000 |
| Interest-bearing deposits | 979,676,000 | 975,238,000 | 986,328,000 | 1,047,015,000 |
| Noninterest-bearing deposits | 698,097,000 | 690,203,000 | 701,321,000 | 634,149,000 |
| Equity capital | 184,386,000 | 192,282,000 | 203,097,000 | 209,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,503,000 | 40,077,000 | 60,621,000 | 82,307,000 |
| Interest expense | 3,560,000 | 7,181,000 | 10,878,000 | 14,835,000 |
| Net interest income | 15,943,000 | 32,896,000 | 49,743,000 | 67,472,000 |
| Noninterest income | 1,506,000 | 3,079,000 | 4,796,000 | 6,296,000 |
| Noninterest expense | 11,544,000 | 22,286,000 | 34,113,000 | 45,794,000 |
| Provision for loan losses | 600,000 | 400,000 | 500,000 | -500,000 |
| Pretax income | 5,002,000 | 12,750,000 | 19,428,000 | 27,775,000 |
| Income tax | 1,299,000 | 3,474,000 | 4,072,000 | 6,386,000 |
| Net income | 3,703,000 | 9,276,000 | 15,356,000 | 21,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 206,219,000 | 211,971,000 | 218,233,000 | 220,704,000 |
| Total capital | 222,254,000 | 227,701,000 | 233,965,000 | 236,352,000 |
| Risk-weighted assets | 1,281,372,000 | 1,256,894,000 | 1,257,565,000 | 1,251,778,000 |