Call reports 2024
FIRST NORTHERN BANK OF DIXON — 2024
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,886,874,000 | 1,887,791,000 | 1,930,465,000 | 1,891,283,000 |
| Total loans | 1,063,541,000 | 1,066,438,000 | 1,058,726,000 | 1,062,737,000 |
| Allowance for loan losses | 16,246,000 | 17,024,000 | 16,422,000 | 15,885,000 |
| Securities available for sale | 558,441,000 | 561,074,000 | 632,404,000 | 633,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,710,433,000 | 1,710,490,000 | 1,734,045,000 | 1,701,186,000 |
| Interest-bearing deposits | 972,078,000 | 961,055,000 | 984,919,000 | 984,665,000 |
| Noninterest-bearing deposits | 738,355,000 | 749,435,000 | 749,126,000 | 716,521,000 |
| Equity capital | 160,538,000 | 162,072,000 | 179,769,000 | 174,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,543,000 | 38,073,000 | 58,367,000 | 78,652,000 |
| Interest expense | 3,181,000 | 6,733,000 | 10,531,000 | 14,292,000 |
| Net interest income | 15,362,000 | 31,340,000 | 47,836,000 | 64,360,000 |
| Noninterest income | 1,549,000 | 3,071,000 | 4,684,000 | 6,253,000 |
| Noninterest expense | 11,140,000 | 21,332,000 | 32,206,000 | 42,471,000 |
| Provision for loan losses | -250,000 | 950,000 | 400,000 | 200,000 |
| Pretax income | 6,029,000 | 12,249,000 | 19,959,000 | 28,158,000 |
| Income tax | 1,692,000 | 3,412,000 | 5,592,000 | 7,900,000 |
| Net income | 4,337,000 | 8,837,000 | 14,367,000 | 20,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 191,795,000 | 193,499,000 | 199,232,000 | 205,326,000 |
| Total capital | 207,494,000 | 209,194,000 | 214,812,000 | 220,977,000 |
| Risk-weighted assets | 1,254,276,000 | 1,253,324,000 | 1,244,634,000 | 1,251,164,000 |