Call reports 2023
FIRST NORTHERN BANK OF DIXON — 2023
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,903,284,000 | 1,913,496,000 | 1,902,103,000 | 1,871,608,000 |
| Total loans | 990,114,000 | 1,034,311,000 | 1,053,584,000 | 1,069,061,000 |
| Allowance for loan losses | 15,484,000 | 15,579,000 | 16,149,000 | 16,596,000 |
| Securities available for sale | 623,795,000 | 587,660,000 | 567,409,000 | 572,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,752,213,000 | 1,759,830,000 | 1,747,350,000 | 1,693,803,000 |
| Interest-bearing deposits | 975,684,000 | 977,635,000 | 975,724,000 | 947,645,000 |
| Noninterest-bearing deposits | 776,529,000 | 782,195,000 | 771,626,000 | 746,158,000 |
| Equity capital | 134,640,000 | 135,589,000 | 135,255,000 | 157,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,911,000 | 36,194,000 | 54,454,000 | 74,123,000 |
| Interest expense | 930,000 | 2,431,000 | 4,817,000 | 7,584,000 |
| Net interest income | 15,981,000 | 33,763,000 | 49,637,000 | 66,539,000 |
| Noninterest income | 2,871,000 | 4,443,000 | 6,219,000 | 7,957,000 |
| Noninterest expense | 11,216,000 | 21,476,000 | 32,293,000 | 43,330,000 |
| Provision for loan losses | 0 | 2,600,000 | 3,250,000 | 1,150,000 |
| Pretax income | 7,638,000 | 14,066,000 | 20,399,000 | 29,954,000 |
| Income tax | 2,101,000 | 3,890,000 | 5,557,000 | 8,183,000 |
| Net income | 5,537,000 | 10,176,000 | 14,842,000 | 21,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 170,336,000 | 175,201,000 | 180,092,000 | 187,248,000 |
| Total capital | 184,969,000 | 190,268,000 | 195,844,000 | 203,096,000 |
| Risk-weighted assets | 1,168,614,000 | 1,203,648,000 | 1,258,729,000 | 1,265,977,000 |