Call reports 2022
FIRST NORTHERN BANK OF DIXON — 2022
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,867,650,000 | 1,896,771,000 | 1,932,713,000 | 1,871,361,000 |
| Total loans | 888,613,000 | 946,209,000 | 986,020,000 | 984,930,000 |
| Allowance for loan losses | 14,258,000 | 14,275,000 | 14,771,000 | 14,792,000 |
| Securities available for sale | 645,155,000 | 637,765,000 | 607,985,000 | 618,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,716,746,000 | 1,751,989,000 | 1,800,502,000 | 1,727,909,000 |
| Interest-bearing deposits | 926,600,000 | 936,646,000 | 953,568,000 | 951,701,000 |
| Noninterest-bearing deposits | 790,146,000 | 815,343,000 | 846,934,000 | 776,208,000 |
| Equity capital | 133,361,000 | 126,340,000 | 112,463,000 | 124,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 11,847,000 | 25,066,000 | 39,550,000 | 55,882,000 |
| Interest expense | 209,000 | 420,000 | 691,000 | 1,186,000 |
| Net interest income | 11,638,000 | 24,646,000 | 38,859,000 | 54,696,000 |
| Noninterest income | 1,918,000 | 3,562,000 | 5,632,000 | 7,085,000 |
| Noninterest expense | 9,039,000 | 18,264,000 | 28,105,000 | 38,760,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 900,000 |
| Pretax income | 4,217,000 | 9,192,000 | 15,334,000 | 21,969,000 |
| Income tax | 1,132,000 | 2,488,000 | 4,014,000 | 5,872,000 |
| Net income | 3,085,000 | 6,704,000 | 11,320,000 | 16,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 157,521,000 | 161,141,000 | 165,756,000 | 170,533,000 |
| Total capital | 170,792,000 | 175,252,000 | 180,266,000 | 185,079,000 |
| Risk-weighted assets | 1,060,027,000 | 1,128,056,000 | 1,159,911,000 | 1,162,784,000 |