Call reports 2021
FIRST NORTHERN BANK OF DIXON — 2021
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,779,964,000 | 1,834,576,000 | 1,924,456,000 | 1,899,087,000 |
| Total loans | 966,523,000 | 889,435,000 | 839,632,000 | 867,732,000 |
| Allowance for loan losses | 15,713,000 | 15,379,000 | 14,001,000 | 13,952,000 |
| Securities available for sale | 466,046,000 | 561,559,000 | 617,110,000 | 632,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,611,165,000 | 1,666,540,000 | 1,751,620,000 | 1,728,974,000 |
| Interest-bearing deposits | 899,432,000 | 918,794,000 | 935,553,000 | 907,890,000 |
| Noninterest-bearing deposits | 711,733,000 | 747,746,000 | 816,067,000 | 821,084,000 |
| Equity capital | 145,654,000 | 149,161,000 | 152,580,000 | 150,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,096,000 | 23,448,000 | 35,457,000 | 47,176,000 |
| Interest expense | 224,000 | 455,000 | 687,000 | 912,000 |
| Net interest income | 10,872,000 | 22,993,000 | 34,770,000 | 46,264,000 |
| Noninterest income | 2,300,000 | 4,275,000 | 6,203,000 | 8,084,000 |
| Noninterest expense | 8,443,000 | 17,720,000 | 26,893,000 | 35,944,000 |
| Provision for loan losses | 300,000 | 300,000 | -1,500,000 | -1,500,000 |
| Pretax income | 4,419,000 | 9,047,000 | 15,359,000 | 19,683,000 |
| Income tax | 1,200,000 | 2,467,000 | 4,227,000 | 5,316,000 |
| Net income | 3,219,000 | 6,580,000 | 11,132,000 | 14,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,788,000 | 148,149,000 | 152,701,000 | 154,436,000 |
| Total capital | 156,205,000 | 159,610,000 | 164,419,000 | 166,889,000 |
| Risk-weighted assets | 908,344,000 | 912,317,000 | 934,536,000 | 994,201,000 |