Call reports 2020
FIRST NORTHERN BANK OF DIXON — 2020
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,341,180,000 | 1,612,057,000 | 1,677,266,000 | 1,655,376,000 |
| Total loans | 777,591,000 | 995,573,000 | 984,953,000 | 900,436,000 |
| Allowance for loan losses | 12,869,000 | 13,631,000 | 14,456,000 | 15,416,000 |
| Securities available for sale | 354,950,000 | 335,998,000 | 363,369,000 | 435,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,185,650,000 | 1,441,935,000 | 1,502,841,000 | 1,482,212,000 |
| Interest-bearing deposits | 729,368,000 | 815,876,000 | 840,730,000 | 832,624,000 |
| Noninterest-bearing deposits | 456,282,000 | 626,059,000 | 662,111,000 | 649,588,000 |
| Equity capital | 137,157,000 | 141,154,000 | 144,530,000 | 146,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,749,000 | 23,484,000 | 36,172,000 | 48,864,000 |
| Interest expense | 518,000 | 903,000 | 1,217,000 | 1,484,000 |
| Net interest income | 11,231,000 | 22,581,000 | 34,955,000 | 47,380,000 |
| Noninterest income | 1,611,000 | 3,255,000 | 5,386,000 | 7,509,000 |
| Noninterest expense | 8,516,000 | 16,948,000 | 26,139,000 | 35,231,000 |
| Provision for loan losses | 650,000 | 1,450,000 | 2,250,000 | 3,050,000 |
| Pretax income | 3,714,000 | 7,480,000 | 12,248,000 | 16,904,000 |
| Income tax | 997,000 | 2,005,000 | 3,308,000 | 4,571,000 |
| Net income | 2,717,000 | 5,475,000 | 8,940,000 | 12,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,954,000 | 134,712,000 | 138,177,000 | 141,569,000 |
| Total capital | 143,038,000 | 145,668,000 | 149,142,000 | 152,535,000 |
| Risk-weighted assets | 884,001,000 | 872,934,000 | 872,766,000 | 871,884,000 |