Call reports 2019
FIRST NORTHERN BANK OF DIXON — 2019
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,218,950,000 | 1,232,218,000 | 1,287,263,000 | 1,292,591,000 |
| Total loans | 746,758,000 | 745,611,000 | 770,797,000 | 785,359,000 |
| Allowance for loan losses | 12,746,000 | 12,838,000 | 12,287,000 | 12,356,000 |
| Securities available for sale | 298,649,000 | 310,998,000 | 325,310,000 | 342,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,089,428,000 | 1,095,022,000 | 1,141,403,000 | 1,142,176,000 |
| Interest-bearing deposits | 697,847,000 | 683,283,000 | 709,945,000 | 715,537,000 |
| Noninterest-bearing deposits | 391,581,000 | 411,739,000 | 431,458,000 | 426,639,000 |
| Equity capital | 114,809,000 | 121,605,000 | 126,153,000 | 129,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 12,051,000 | 24,320,000 | 36,518,000 | 48,993,000 |
| Interest expense | 371,000 | 823,000 | 1,310,000 | 1,859,000 |
| Net interest income | 11,680,000 | 23,497,000 | 35,208,000 | 47,134,000 |
| Noninterest income | 1,859,000 | 3,536,000 | 5,325,000 | 7,200,000 |
| Noninterest expense | 7,960,000 | 16,671,000 | 24,940,000 | 33,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,579,000 | 10,356,000 | 15,587,000 | 20,638,000 |
| Income tax | 1,553,000 | 2,858,000 | 4,303,000 | 5,743,000 |
| Net income | 4,026,000 | 7,498,000 | 11,284,000 | 14,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,367,000 | 121,839,000 | 125,625,000 | 129,237,000 |
| Total capital | 129,129,000 | 132,496,000 | 136,875,000 | 140,342,000 |
| Risk-weighted assets | 858,106,000 | 849,556,000 | 898,125,000 | 886,367,000 |