Call reports 2018
FIRST NORTHERN BANK OF DIXON — 2018
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,204,254,000 | 1,186,524,000 | 1,243,918,000 | 1,249,845,000 |
| Total loans | 732,704,000 | 744,074,000 | 776,159,000 | 778,510,000 |
| Allowance for loan losses | 11,715,000 | 11,807,000 | 12,339,000 | 12,822,000 |
| Securities available for sale | 291,166,000 | 285,909,000 | 290,986,000 | 314,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,095,650,000 | 1,074,565,000 | 1,127,632,000 | 1,127,767,000 |
| Interest-bearing deposits | 710,628,000 | 685,545,000 | 718,981,000 | 708,119,000 |
| Noninterest-bearing deposits | 385,022,000 | 389,020,000 | 408,651,000 | 419,648,000 |
| Equity capital | 98,193,000 | 100,637,000 | 103,573,000 | 109,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,775,000 | 21,794,000 | 33,594,000 | 45,617,000 |
| Interest expense | 263,000 | 544,000 | 885,000 | 1,268,000 |
| Net interest income | 10,512,000 | 21,250,000 | 32,709,000 | 44,349,000 |
| Noninterest income | 1,804,000 | 3,549,000 | 5,335,000 | 7,229,000 |
| Noninterest expense | 7,942,000 | 15,690,000 | 23,550,000 | 31,938,000 |
| Provision for loan losses | 525,000 | 1,050,000 | 1,575,000 | 2,100,000 |
| Pretax income | 3,849,000 | 8,059,000 | 12,919,000 | 17,520,000 |
| Income tax | 1,079,000 | 2,236,000 | 3,591,000 | 4,810,000 |
| Net income | 2,770,000 | 5,823,000 | 9,328,000 | 12,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,401,000 | 107,455,000 | 110,960,000 | 114,342,000 |
| Total capital | 114,922,000 | 118,086,000 | 121,925,000 | 125,287,000 |
| Risk-weighted assets | 839,682,000 | 848,468,000 | 875,102,000 | 872,947,000 |