Call reports 2017
FIRST NORTHERN BANK OF DIXON — 2017
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,166,692,000 | 1,157,183,000 | 1,192,850,000 | 1,217,658,000 |
| Total loans | 666,195,000 | 687,545,000 | 706,440,000 | 751,285,000 |
| Allowance for loan losses | 11,499,000 | 11,720,000 | 11,563,000 | 11,133,000 |
| Securities available for sale | 293,443,000 | 304,387,000 | 302,255,000 | 280,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,063,245,000 | 1,051,841,000 | 1,083,464,000 | 1,107,550,000 |
| Interest-bearing deposits | 702,531,000 | 689,660,000 | 718,863,000 | 722,583,000 |
| Noninterest-bearing deposits | 360,714,000 | 362,181,000 | 364,601,000 | 384,967,000 |
| Equity capital | 92,320,000 | 95,013,000 | 98,012,000 | 97,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,578,000 | 19,427,000 | 29,646,000 | 40,017,000 |
| Interest expense | 265,000 | 520,000 | 792,000 | 1,079,000 |
| Net interest income | 9,313,000 | 18,907,000 | 28,854,000 | 38,938,000 |
| Noninterest income | 2,861,000 | 4,616,000 | 6,394,000 | 8,142,000 |
| Noninterest expense | 7,452,000 | 14,586,000 | 21,703,000 | 29,177,000 |
| Provision for loan losses | 600,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 4,106,000 | 8,321,000 | 12,931,000 | 17,289,000 |
| Income tax | 1,563,000 | 3,178,000 | 4,964,000 | 8,410,000 |
| Net income | 2,543,000 | 5,143,000 | 7,967,000 | 8,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,696,000 | 97,296,000 | 100,120,000 | 101,631,000 |
| Total capital | 104,473,000 | 107,062,000 | 110,256,000 | 112,272,000 |
| Risk-weighted assets | 779,638,000 | 778,505,000 | 808,616,000 | 850,014,000 |