Call reports 2011
FIRST NORTHERN BANK OF DIXON — 2011
What FIRST NORTHERN BANK OF DIXON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 748,633,000 | 746,994,000 | 766,651,000 | 781,148,000 |
| Total loans | 435,448,000 | 442,864,000 | 442,871,000 | 446,029,000 |
| Allowance for loan losses | 11,712,000 | 10,784,000 | 11,437,000 | 10,408,000 |
| Securities available for sale | 125,838,000 | 134,830,000 | 138,749,000 | 160,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 652,020,000 | 651,181,000 | 668,717,000 | 684,646,000 |
| Interest-bearing deposits | 464,845,000 | 456,839,000 | 467,451,000 | 477,093,000 |
| Noninterest-bearing deposits | 187,175,000 | 194,342,000 | 201,266,000 | 207,553,000 |
| Equity capital | 79,393,000 | 80,956,000 | 82,548,000 | 82,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,023,000 | 14,260,000 | 21,583,000 | 28,790,000 |
| Interest expense | 661,000 | 1,306,000 | 1,902,000 | 2,476,000 |
| Net interest income | 6,362,000 | 12,954,000 | 19,681,000 | 26,314,000 |
| Noninterest income | 2,187,000 | 4,097,000 | 6,374,000 | 8,452,000 |
| Noninterest expense | 6,659,000 | 13,169,000 | 19,935,000 | 26,661,000 |
| Provision for loan losses | 990,000 | 2,480,000 | 3,670,000 | 5,138,000 |
| Pretax income | 900,000 | 1,858,000 | 3,083,000 | 3,897,000 |
| Income tax | 119,000 | 268,000 | 526,000 | 1,173,000 |
| Net income | 781,000 | 1,590,000 | 2,557,000 | 2,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,807,000 | 73,307,000 | 75,084,000 | 75,952,000 |
| Total capital | 78,602,000 | 79,230,000 | 80,971,000 | 81,871,000 |
| Risk-weighted assets | 456,950,000 | 468,244,000 | 464,733,000 | 468,304,000 |