Call reports 2016
FARMERS STATE BANK OF CALHAN — 2016
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 230,187,000 | 231,954,000 | 237,927,000 | 237,711,000 |
| Total loans | 113,062,000 | 113,605,000 | 116,468,000 | 114,875,000 |
| Allowance for loan losses | 1,173,000 | 1,196,000 | 1,199,000 | 1,241,000 |
| Securities available for sale | 97,826,000 | 99,255,000 | 102,156,000 | 103,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,162,000 | 170,959,000 | 176,706,000 | 175,090,000 |
| Interest-bearing deposits | 118,848,000 | 119,120,000 | 119,962,000 | 119,880,000 |
| Noninterest-bearing deposits | 55,314,000 | 51,839,000 | 56,744,000 | 55,210,000 |
| Equity capital | 25,786,000 | 27,176,000 | 27,272,000 | 24,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,329,000 | 4,698,000 | 7,162,000 | 9,530,000 |
| Interest expense | 303,000 | 615,000 | 935,000 | 1,260,000 |
| Net interest income | 2,026,000 | 4,083,000 | 6,227,000 | 8,270,000 |
| Noninterest income | 356,000 | 743,000 | 1,128,000 | 1,504,000 |
| Noninterest expense | 1,890,000 | 3,729,000 | 5,598,000 | 7,401,000 |
| Provision for loan losses | 20,000 | 58,000 | 68,000 | 120,000 |
| Pretax income | 498,000 | 1,080,000 | 1,747,000 | 2,314,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 494,000 | 1,076,000 | 1,743,000 | 2,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,524,000 | 24,648,000 | 24,876,000 | 25,154,000 |
| Total capital | 25,697,000 | 25,844,000 | 26,075,000 | 26,395,000 |
| Risk-weighted assets | 132,755,000 | 132,569,000 | 136,007,000 | 137,778,000 |