Call reports 2015
FARMERS STATE BANK OF CALHAN — 2015
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 220,594,000 | 224,704,000 | 225,610,000 | 230,500,000 |
| Total loans | 106,887,000 | 110,231,000 | 110,158,000 | 111,945,000 |
| Allowance for loan losses | 1,126,000 | 1,224,000 | 1,255,000 | 1,155,000 |
| Securities available for sale | 96,427,000 | 95,913,000 | 96,587,000 | 98,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,161,000 | 172,213,000 | 170,404,000 | 171,073,000 |
| Interest-bearing deposits | 122,596,000 | 123,479,000 | 119,087,000 | 118,371,000 |
| Noninterest-bearing deposits | 53,565,000 | 48,734,000 | 51,317,000 | 52,702,000 |
| Equity capital | 24,217,000 | 23,565,000 | 24,666,000 | 24,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,309,000 | 4,647,000 | 7,097,000 | 9,563,000 |
| Interest expense | 317,000 | 615,000 | 929,000 | 1,230,000 |
| Net interest income | 1,992,000 | 4,032,000 | 6,168,000 | 8,333,000 |
| Noninterest income | 343,000 | 716,000 | 1,117,000 | 1,512,000 |
| Noninterest expense | 1,788,000 | 3,577,000 | 5,433,000 | 7,650,000 |
| Provision for loan losses | 0 | 87,000 | 117,000 | 117,000 |
| Pretax income | 547,000 | 1,084,000 | 1,735,000 | 2,092,000 |
| Income tax | 40,000 | 40,000 | 40,000 | 39,000 |
| Net income | 507,000 | 1,044,000 | 1,695,000 | 2,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,437,000 | 23,577,000 | 24,069,000 | 24,030,000 |
| Total capital | 24,563,000 | 24,801,000 | 25,324,000 | 25,185,000 |
| Risk-weighted assets | 144,435,000 | 129,410,000 | 127,691,000 | 130,024,000 |