Call reports 2013
FARMERS STATE BANK OF CALHAN — 2013
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 204,400,000 | 206,270,000 | 206,682,000 | 212,780,000 |
| Total loans | 99,735,000 | 102,104,000 | 101,599,000 | 102,507,000 |
| Allowance for loan losses | 1,429,000 | 1,457,000 | 1,495,000 | 1,319,000 |
| Securities available for sale | 94,099,000 | 92,051,000 | 93,002,000 | 97,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,426,000 | 167,070,000 | 171,985,000 | 170,165,000 |
| Interest-bearing deposits | 123,275,000 | 121,936,000 | 123,715,000 | 119,962,000 |
| Noninterest-bearing deposits | 42,151,000 | 45,134,000 | 48,270,000 | 50,203,000 |
| Equity capital | 22,883,000 | 21,392,000 | 20,783,000 | 21,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 4,665,000 | 7,042,000 | 9,431,000 |
| Interest expense | 388,000 | 758,000 | 1,122,000 | 1,489,000 |
| Net interest income | 1,936,000 | 3,907,000 | 5,920,000 | 7,942,000 |
| Noninterest income | 327,000 | 679,000 | 1,040,000 | 1,398,000 |
| Noninterest expense | 1,513,000 | 3,075,000 | 4,562,000 | 6,061,000 |
| Provision for loan losses | 3,000 | 106,000 | 160,000 | 266,000 |
| Pretax income | 763,000 | 1,525,000 | 2,358,000 | 3,131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 763,000 | 1,525,000 | 2,358,000 | 3,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,767,000 | 22,029,000 | 22,363,000 | 23,135,000 |
| Total capital | 23,157,000 | 23,439,000 | 23,776,000 | 24,454,000 |
| Risk-weighted assets | 111,182,000 | 112,773,000 | 112,961,000 | 115,516,000 |