Call reports 2012
FARMERS STATE BANK OF CALHAN — 2012
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 190,282,000 | 197,860,000 | 204,477,000 | 209,241,000 |
| Total loans | 96,190,000 | 97,894,000 | 98,643,000 | 101,216,000 |
| Allowance for loan losses | 1,765,000 | 1,741,000 | 1,611,000 | 1,534,000 |
| Securities available for sale | 82,081,000 | 88,532,000 | 83,486,000 | 96,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,969,000 | 162,284,000 | 167,357,000 | 165,421,000 |
| Interest-bearing deposits | 122,070,000 | 123,776,000 | 126,497,000 | 122,944,000 |
| Noninterest-bearing deposits | 35,899,000 | 38,508,000 | 40,860,000 | 42,477,000 |
| Equity capital | 20,018,000 | 21,371,000 | 23,486,000 | 23,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,188,000 | 7,728,000 | 10,142,000 |
| Interest expense | 452,000 | 862,000 | 1,305,000 | 1,721,000 |
| Net interest income | 2,178,000 | 4,326,000 | 6,423,000 | 8,421,000 |
| Noninterest income | 227,000 | 582,000 | 915,000 | 1,245,000 |
| Noninterest expense | 1,532,000 | 3,085,000 | 4,608,000 | 7,143,000 |
| Provision for loan losses | 60,000 | 54,000 | 59,000 | 0 |
| Pretax income | 603,000 | 1,204,000 | 1,113,000 | 2,019,000 |
| Income tax | 197,000 | 393,000 | 332,000 | 1,074,000 |
| Net income | 406,000 | 811,000 | 781,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,405,000 | 21,690,000 | 21,660,000 | 21,464,000 |
| Total capital | 22,796,000 | 23,115,000 | 23,027,000 | 22,876,000 |
| Risk-weighted assets | 110,930,000 | 113,715,000 | 109,152,000 | 112,869,000 |