Call reports 2011
FARMERS STATE BANK OF CALHAN — 2011
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 175,693,000 | 180,629,000 | 189,383,000 | 190,383,000 |
| Total loans | 98,813,000 | 99,275,000 | 97,614,000 | 95,922,000 |
| Allowance for loan losses | 1,771,000 | 2,069,000 | 2,108,000 | 1,914,000 |
| Securities available for sale | 65,139,000 | 69,164,000 | 77,979,000 | 80,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,578,000 | 149,263,000 | 156,310,000 | 159,042,000 |
| Interest-bearing deposits | 116,795,000 | 120,154,000 | 125,337,000 | 124,554,000 |
| Noninterest-bearing deposits | 28,783,000 | 29,109,000 | 30,972,000 | 34,489,000 |
| Equity capital | 18,109,000 | 18,819,000 | 19,291,000 | 19,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,071,000 | 7,691,000 | 10,252,000 |
| Interest expense | 534,000 | 1,056,000 | 1,580,000 | 2,082,000 |
| Net interest income | 1,975,000 | 4,015,000 | 6,111,000 | 8,170,000 |
| Noninterest income | 329,000 | 492,000 | 871,000 | 1,250,000 |
| Noninterest expense | 1,468,000 | 2,955,000 | 4,489,000 | 6,038,000 |
| Provision for loan losses | 102,000 | 456,000 | 661,000 | 889,000 |
| Pretax income | 538,000 | 965,000 | 1,537,000 | 2,155,000 |
| Income tax | 168,000 | 265,000 | 445,000 | 647,000 |
| Net income | 370,000 | 700,000 | 1,092,000 | 1,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,911,000 | 20,241,000 | 20,583,000 | 20,999,000 |
| Total capital | 21,348,000 | 21,686,000 | 22,029,000 | 22,395,000 |
| Risk-weighted assets | 121,567,000 | 121,706,000 | 120,342,000 | 111,147,000 |