Call reports 2010
FARMERS STATE BANK OF CALHAN — 2010
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 163,677,000 | 170,644,000 | 171,442,000 | 176,783,000 |
| Total loans | 98,841,000 | 100,825,000 | 101,425,000 | 98,855,000 |
| Allowance for loan losses | 1,805,000 | 2,107,000 | 1,797,000 | 1,860,000 |
| Securities available for sale | 47,457,000 | 49,790,000 | 55,273,000 | 64,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,194,000 | 136,840,000 | 140,769,000 | 145,675,000 |
| Interest-bearing deposits | 107,826,000 | 111,174,000 | 112,381,000 | 115,462,000 |
| Noninterest-bearing deposits | 23,369,000 | 25,666,000 | 28,388,000 | 30,213,000 |
| Equity capital | 15,297,000 | 16,124,000 | 16,930,000 | 17,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,149,000 | 7,731,000 | 10,304,000 |
| Interest expense | 690,000 | 1,348,000 | 1,955,000 | 2,533,000 |
| Net interest income | 1,884,000 | 3,801,000 | 5,776,000 | 7,771,000 |
| Noninterest income | 222,000 | 617,000 | 978,000 | 1,264,000 |
| Noninterest expense | 1,451,000 | 2,894,000 | 4,950,000 | 5,870,000 |
| Provision for loan losses | 62,000 | 436,000 | 347,000 | 455,000 |
| Pretax income | 543,000 | 782,000 | 1,201,000 | 1,419,000 |
| Income tax | 145,000 | 195,000 | 301,000 | 403,000 |
| Net income | 398,000 | 587,000 | 900,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,973,000 | 19,112,000 | 19,424,000 | 19,541,000 |
| Total capital | 20,556,000 | 20,682,000 | 20,998,000 | 21,079,000 |
| Risk-weighted assets | 126,292,000 | 125,286,000 | 125,151,000 | 122,733,000 |