Call reports 2009
FARMERS STATE BANK OF CALHAN — 2009
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 181,661,000 | 172,847,000 | 169,249,000 | 165,700,000 |
| Total loans | 96,149,000 | 95,656,000 | 101,760,000 | 98,801,000 |
| Allowance for loan losses | 1,767,000 | 2,117,000 | 2,105,000 | 1,883,000 |
| Securities available for sale | 70,082,000 | 66,811,000 | 53,035,000 | 49,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,365,000 | 129,946,000 | 130,915,000 | 131,819,000 |
| Interest-bearing deposits | 113,146,000 | 104,909,000 | 104,131,000 | 105,254,000 |
| Noninterest-bearing deposits | 25,219,000 | 25,037,000 | 26,784,000 | 26,565,000 |
| Equity capital | 19,770,000 | 19,273,000 | 13,713,000 | 14,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,763,000 | 5,538,000 | 8,382,000 | 11,051,000 |
| Interest expense | 959,000 | 1,931,000 | 2,739,000 | 3,506,000 |
| Net interest income | 1,804,000 | 3,607,000 | 5,643,000 | 7,545,000 |
| Noninterest income | 344,000 | 687,000 | 1,039,000 | 1,398,000 |
| Noninterest expense | 1,320,000 | 2,607,000 | 4,053,000 | 5,272,000 |
| Provision for loan losses | 226,000 | 631,000 | 639,000 | 642,000 |
| Pretax income | 498,000 | 1,092,000 | 1,078,000 | 358,000 |
| Income tax | 160,000 | 354,000 | 309,000 | -204,000 |
| Net income | 338,000 | 738,000 | 769,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,351,000 | 18,751,000 | 18,782,000 | 18,575,000 |
| Total capital | 19,822,000 | 20,314,000 | 20,425,000 | 20,159,000 |
| Risk-weighted assets | 126,562,000 | 124,468,000 | 131,314,000 | 126,456,000 |