Call reports 2008
FARMERS STATE BANK OF CALHAN — 2008
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 164,055,000 | 164,380,000 | 159,571,000 | 167,950,000 |
| Total loans | 92,540,000 | 94,267,000 | 94,137,000 | 96,551,000 |
| Allowance for loan losses | 1,365,000 | 1,380,000 | 1,505,000 | 1,735,000 |
| Securities available for sale | 57,069,000 | 57,309,000 | 50,231,000 | 60,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,566,000 | 124,083,000 | 121,242,000 | 122,920,000 |
| Interest-bearing deposits | 97,693,000 | 97,317,000 | 94,747,000 | 95,235,000 |
| Noninterest-bearing deposits | 24,873,000 | 26,766,000 | 26,495,000 | 27,685,000 |
| Equity capital | 17,356,000 | 15,741,000 | 14,238,000 | 19,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,797,000 | 5,637,000 | 8,409,000 | 11,348,000 |
| Interest expense | 1,159,000 | 2,235,000 | 3,198,000 | 4,134,000 |
| Net interest income | 1,638,000 | 3,402,000 | 5,211,000 | 7,214,000 |
| Noninterest income | 281,000 | 684,000 | 1,095,000 | 1,417,000 |
| Noninterest expense | 1,354,000 | 2,669,000 | 4,030,000 | 5,195,000 |
| Provision for loan losses | 32,000 | 141,000 | 439,000 | 745,000 |
| Pretax income | 558,000 | 1,201,000 | 1,762,000 | 1,987,000 |
| Income tax | 176,000 | 389,000 | 572,000 | 623,000 |
| Net income | 382,000 | 812,000 | 1,190,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,200,000 | 17,632,000 | 18,009,000 | 18,093,000 |
| Total capital | 18,565,000 | 19,012,000 | 19,395,000 | 19,629,000 |
| Risk-weighted assets | 111,048,000 | 112,996,000 | 110,828,000 | 120,692,000 |