Call reports 2007
FARMERS STATE BANK OF CALHAN — 2007
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 130,046,000 | 130,610,000 | 143,314,000 | 153,229,000 |
| Total loans | 86,839,000 | 86,730,000 | 90,169,000 | 93,318,000 |
| Allowance for loan losses | 1,399,000 | 1,407,000 | 1,406,000 | 1,346,000 |
| Securities available for sale | 32,290,000 | 32,256,000 | 42,275,000 | 48,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,148,000 | 109,571,000 | 120,266,000 | 123,682,000 |
| Interest-bearing deposits | 78,340,000 | 83,973,000 | 94,446,000 | 96,357,000 |
| Noninterest-bearing deposits | 27,808,000 | 25,598,000 | 25,820,000 | 27,325,000 |
| Equity capital | 16,019,000 | 16,063,000 | 16,617,000 | 16,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,446,000 | 6,753,000 | 9,311,000 |
| Interest expense | 771,000 | 1,581,000 | 2,490,000 | 3,540,000 |
| Net interest income | 1,412,000 | 2,865,000 | 4,263,000 | 5,771,000 |
| Noninterest income | 337,000 | 720,000 | 1,156,000 | 1,578,000 |
| Noninterest expense | 1,311,000 | 2,638,000 | 3,998,000 | 5,295,000 |
| Provision for loan losses | 60,000 | 6,000 | 13,000 | 57,000 |
| Pretax income | 378,000 | 930,000 | 1,385,000 | 1,966,000 |
| Income tax | 112,000 | 283,000 | 424,000 | 616,000 |
| Net income | 266,000 | 647,000 | 961,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,954,000 | 16,265,000 | 16,509,000 | 16,900,000 |
| Total capital | 17,089,000 | 17,396,000 | 17,754,000 | 18,221,000 |
| Risk-weighted assets | 90,550,000 | 90,195,000 | 99,418,000 | 105,667,000 |