Call reports 2006
FARMERS STATE BANK OF CALHAN — 2006
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 127,332,000 | 125,923,000 | 131,027,000 | 129,955,000 |
| Total loans | 86,814,000 | 87,335,000 | 87,308,000 | 84,698,000 |
| Allowance for loan losses | 1,593,000 | 1,568,000 | 1,503,000 | 1,490,000 |
| Securities available for sale | 23,658,000 | 24,750,000 | 27,786,000 | 33,280,000 |
| Securities held to maturity | 959,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,415,000 | 105,719,000 | 110,026,000 | 106,790,000 |
| Interest-bearing deposits | 77,870,000 | 76,958,000 | 78,352,000 | 77,981,000 |
| Noninterest-bearing deposits | 28,545,000 | 28,761,000 | 31,674,000 | 28,809,000 |
| Equity capital | 14,619,000 | 14,824,000 | 15,543,000 | 15,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,099,000 | 4,205,000 | 6,371,000 | 8,589,000 |
| Interest expense | 576,000 | 1,170,000 | 1,820,000 | 2,525,000 |
| Net interest income | 1,523,000 | 3,035,000 | 4,551,000 | 6,064,000 |
| Noninterest income | 302,000 | 668,000 | 1,077,000 | 1,476,000 |
| Noninterest expense | 1,262,000 | 2,550,000 | 3,832,000 | 5,110,000 |
| Provision for loan losses | 0 | 6,000 | 49,000 | 107,000 |
| Pretax income | 514,000 | 1,074,000 | 1,654,000 | 2,231,000 |
| Income tax | 148,000 | 323,000 | 511,000 | 698,000 |
| Net income | 366,000 | 751,000 | 1,143,000 | 1,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,705,000 | 15,091,000 | 15,442,000 | 15,763,000 |
| Total capital | 15,870,000 | 16,245,000 | 16,582,000 | 16,870,000 |
| Risk-weighted assets | 92,743,000 | 91,923,000 | 90,842,000 | 88,149,000 |