Call reports 2004
FARMERS STATE BANK OF CALHAN — 2004
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 133,103,000 | 136,564,000 | 134,560,000 | 129,078,000 |
| Total loans | 98,259,000 | 97,645,000 | 96,435,000 | 90,940,000 |
| Allowance for loan losses | 1,582,000 | 1,910,000 | 1,800,000 | 1,751,000 |
| Securities available for sale | 22,359,000 | 23,175,000 | 21,379,000 | 23,912,000 |
| Securities held to maturity | 1,108,000 | 1,097,000 | 1,097,000 | 973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,934,000 | 99,420,000 | 100,446,000 | 99,909,000 |
| Interest-bearing deposits | 69,103,000 | 77,595,000 | 76,833,000 | 75,209,000 |
| Noninterest-bearing deposits | 20,830,000 | 21,825,000 | 23,613,000 | 24,700,000 |
| Equity capital | 12,594,000 | 12,584,000 | 13,207,000 | 13,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,112,000 | 4,276,000 | 6,427,000 | 8,441,000 |
| Interest expense | 493,000 | 1,002,000 | 1,507,000 | 1,986,000 |
| Net interest income | 1,619,000 | 3,274,000 | 4,920,000 | 6,455,000 |
| Noninterest income | 303,000 | 572,000 | 801,000 | 1,049,000 |
| Noninterest expense | 1,068,000 | 2,084,000 | 3,158,000 | 4,272,000 |
| Provision for loan losses | 366,000 | 815,000 | 1,047,000 | 1,233,000 |
| Pretax income | 488,000 | 952,000 | 1,521,000 | 2,004,000 |
| Income tax | 149,000 | 303,000 | 479,000 | 647,000 |
| Net income | 339,000 | 649,000 | 1,042,000 | 1,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,250,000 | 12,525,000 | 12,898,000 | 13,192,000 |
| Total capital | 13,529,000 | 13,851,000 | 14,177,000 | 14,391,000 |
| Risk-weighted assets | 102,006,000 | 105,459,000 | 101,828,000 | 95,352,000 |