Call reports 2003
FARMERS STATE BANK OF CALHAN — 2003
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 123,872,000 | 129,594,000 | 135,398,000 | 133,512,000 |
| Total loans | 90,313,000 | 95,037,000 | 97,160,000 | 97,840,000 |
| Allowance for loan losses | 1,179,000 | 1,308,000 | 1,384,000 | 1,548,000 |
| Securities available for sale | 22,922,000 | 22,787,000 | 21,175,000 | 23,064,000 |
| Securities held to maturity | 1,223,000 | 1,223,000 | 1,223,000 | 1,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,968,000 | 85,460,000 | 87,055,000 | 85,434,000 |
| Interest-bearing deposits | 65,694,000 | 64,386,000 | 64,414,000 | 64,186,000 |
| Noninterest-bearing deposits | 20,274,000 | 21,074,000 | 22,641,000 | 21,248,000 |
| Equity capital | 11,186,000 | 11,627,000 | 11,886,000 | 12,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,198,000 | 6,210,000 | 8,308,000 |
| Interest expense | 572,000 | 1,127,000 | 1,656,000 | 2,168,000 |
| Net interest income | 1,497,000 | 3,071,000 | 4,554,000 | 6,140,000 |
| Noninterest income | 272,000 | 553,000 | 929,000 | 1,207,000 |
| Noninterest expense | 1,012,000 | 2,027,000 | 3,189,000 | 4,146,000 |
| Provision for loan losses | 188,000 | 380,000 | 607,000 | 958,000 |
| Pretax income | 652,000 | 1,300,000 | 1,770,000 | 2,326,000 |
| Income tax | 211,000 | 412,000 | 554,000 | 771,000 |
| Net income | 441,000 | 888,000 | 1,216,000 | 1,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,919,000 | 11,344,000 | 11,642,000 | 11,948,000 |
| Total capital | 12,003,000 | 12,492,000 | 12,836,000 | 13,270,000 |
| Risk-weighted assets | 86,648,000 | 91,705,000 | 95,302,000 | 105,518,000 |