Call reports 2002
FARMERS STATE BANK OF CALHAN — 2002
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 100,867,000 | 107,057,000 | 114,075,000 | 117,314,000 |
| Total loans | 77,951,000 | 82,640,000 | 84,888,000 | 85,523,000 |
| Allowance for loan losses | 963,000 | 1,029,000 | 1,101,000 | 1,174,000 |
| Securities available for sale | 15,706,000 | 14,890,000 | 19,669,000 | 23,016,000 |
| Securities held to maturity | 1,334,000 | 1,334,000 | 1,334,000 | 1,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,230,000 | 82,387,000 | 84,375,000 | 85,668,000 |
| Interest-bearing deposits | 60,754,000 | 63,225,000 | 65,139,000 | 65,693,000 |
| Noninterest-bearing deposits | 17,476,000 | 19,162,000 | 19,236,000 | 19,974,000 |
| Equity capital | 9,279,000 | 10,185,000 | 10,721,000 | 10,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,844,000 | 3,802,000 | 5,863,000 | 7,922,000 |
| Interest expense | 591,000 | 1,187,000 | 1,803,000 | 2,410,000 |
| Net interest income | 1,253,000 | 2,615,000 | 4,060,000 | 5,512,000 |
| Noninterest income | 174,000 | 364,000 | 571,000 | 761,000 |
| Noninterest expense | 828,000 | 1,724,000 | 2,620,000 | 3,538,000 |
| Provision for loan losses | 37,000 | 100,000 | 182,000 | 612,000 |
| Pretax income | 562,000 | 1,155,000 | 1,829,000 | 2,123,000 |
| Income tax | 171,000 | 364,000 | 574,000 | 675,000 |
| Net income | 391,000 | 791,000 | 1,255,000 | 1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,321,000 | 9,911,000 | 10,356,000 | 10,477,000 |
| Total capital | 10,210,000 | 10,856,000 | 11,361,000 | 11,513,000 |
| Risk-weighted assets | 71,052,000 | 75,539,000 | 80,273,000 | 82,724,000 |