Call reports 2001
FARMERS STATE BANK OF CALHAN — 2001
What FARMERS STATE BANK OF CALHAN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,479,000 | 91,040,000 | 89,969,000 | 94,986,000 |
| Total loans | 60,481,000 | 65,629,000 | 69,867,000 | 72,710,000 |
| Allowance for loan losses | 922,000 | 967,000 | 995,000 | 995,000 |
| Securities available for sale | 12,695,000 | 12,472,000 | 11,899,000 | 15,128,000 |
| Securities held to maturity | 1,430,000 | 1,430,000 | 1,345,000 | 1,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,343,000 | 75,250,000 | 75,299,000 | 75,838,000 |
| Interest-bearing deposits | 49,736,000 | 53,779,000 | 57,177,000 | 57,954,000 |
| Noninterest-bearing deposits | 17,607,000 | 21,471,000 | 18,122,000 | 17,885,000 |
| Equity capital | 8,047,000 | 8,330,000 | 8,738,000 | 8,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,615,000 | 3,342,000 | 5,194,000 | 7,060,000 |
| Interest expense | 627,000 | 1,284,000 | 1,951,000 | 2,582,000 |
| Net interest income | 988,000 | 2,058,000 | 3,243,000 | 4,478,000 |
| Noninterest income | 175,000 | 363,000 | 549,000 | 719,000 |
| Noninterest expense | 729,000 | 1,529,000 | 2,318,000 | 3,168,000 |
| Provision for loan losses | 77,000 | 130,000 | 167,000 | 205,000 |
| Pretax income | 352,000 | 763,000 | 1,302,000 | 1,846,000 |
| Income tax | 104,000 | 231,000 | 428,000 | 584,000 |
| Net income | 248,000 | 532,000 | 874,000 | 1,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,990,000 | 8,259,000 | 8,588,000 | 8,945,000 |
| Total capital | 8,761,000 | 9,097,000 | 9,456,000 | 9,842,000 |
| Risk-weighted assets | 61,541,000 | 66,914,000 | 69,468,000 | 71,722,000 |