Call reports 2012
PLAZA BANK — 2012
What PLAZA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 381,082,000 | 360,079,000 | 350,906,000 | 332,785,000 |
| Total loans | 285,378,000 | 272,007,000 | 263,096,000 | 254,003,000 |
| Allowance for loan losses | 14,144,000 | 13,214,000 | 11,908,000 | 11,405,000 |
| Securities available for sale | 4,015,000 | 4,086,000 | 6,291,000 | 6,264,000 |
| Securities held to maturity | 7,451,000 | 7,196,000 | 6,899,000 | 6,900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,048,000 | 329,246,000 | 321,020,000 | 317,562,000 |
| Interest-bearing deposits | 279,067,000 | 274,917,000 | 264,575,000 | 260,966,000 |
| Noninterest-bearing deposits | 62,980,000 | 54,328,000 | 56,445,000 | 56,596,000 |
| Equity capital | 26,455,000 | 25,460,000 | 24,190,000 | 13,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,891,000 | 7,795,000 | 11,588,000 | 15,252,000 |
| Interest expense | 459,000 | 881,000 | 1,245,000 | 1,551,000 |
| Net interest income | 3,432,000 | 6,914,000 | 10,343,000 | 13,701,000 |
| Noninterest income | 204,000 | 278,000 | 430,000 | 276,000 |
| Noninterest expense | 3,181,000 | 6,570,000 | 10,005,000 | 12,994,000 |
| Provision for loan losses | 2,837,000 | 4,607,000 | 6,717,000 | 9,082,000 |
| Pretax income | -2,382,000 | -3,985,000 | -5,946,000 | -8,096,000 |
| Income tax | -847,000 | -1,406,000 | -2,094,000 | 6,872,000 |
| Net income | -1,535,000 | -2,579,000 | -3,852,000 | -14,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,638,000 | 17,061,000 | 15,102,000 | 12,810,000 |
| Total capital | 22,060,000 | 20,368,000 | 18,311,000 | 15,882,000 |
| Risk-weighted assets | 261,670,000 | 253,169,000 | 246,312,000 | 237,389,000 |