Call reports 2010
PLAZA BANK — 2010
What PLAZA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 378,703,000 | 367,946,000 | 374,137,000 | 377,635,000 |
| Total loans | 307,070,000 | 300,392,000 | 298,754,000 | 292,223,000 |
| Allowance for loan losses | 8,567,000 | 7,916,000 | 8,895,000 | 6,108,000 |
| Securities available for sale | 10,979,000 | 10,515,000 | 430,000 | 424,000 |
| Securities held to maturity | 21,463,000 | 16,360,000 | 10,038,000 | 9,799,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,173,000 | 330,694,000 | 334,200,000 | 341,866,000 |
| Interest-bearing deposits | 283,952,000 | 286,181,000 | 288,223,000 | 294,728,000 |
| Noninterest-bearing deposits | 40,221,000 | 44,514,000 | 45,978,000 | 47,138,000 |
| Equity capital | 34,164,000 | 34,133,000 | 34,826,000 | 34,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,070,000 | 10,538,000 | 15,559,000 | 20,289,000 |
| Interest expense | 1,109,000 | 2,076,000 | 2,917,000 | 3,620,000 |
| Net interest income | 3,961,000 | 8,462,000 | 12,642,000 | 16,669,000 |
| Noninterest income | 393,000 | 362,000 | 127,000 | 502,000 |
| Noninterest expense | 2,474,000 | 5,209,000 | 7,228,000 | 9,676,000 |
| Provision for loan losses | 4,120,000 | 5,530,000 | 6,790,000 | 9,561,000 |
| Pretax income | -2,234,000 | -1,904,000 | -1,080,000 | -1,897,000 |
| Income tax | -810,000 | -723,000 | -465,000 | -792,000 |
| Net income | -1,424,000 | -1,181,000 | -615,000 | -1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,998,000 | 34,061,000 | 34,784,000 | 34,315,000 |
| Total capital | 38,165,000 | 37,736,000 | 38,260,000 | 37,680,000 |
| Risk-weighted assets | 328,983,000 | 289,736,000 | 272,763,000 | 265,498,000 |