Call reports 2009
PLAZA BANK — 2009
What PLAZA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 397,963,000 | 394,983,000 | 388,311,000 | 393,774,000 |
| Total loans | 322,433,000 | 322,010,000 | 321,595,000 | 307,011,000 |
| Allowance for loan losses | 3,696,000 | 6,148,000 | 7,599,000 | 5,139,000 |
| Securities available for sale | 6,624,000 | 9,154,000 | 9,996,000 | 10,317,000 |
| Securities held to maturity | 43,502,000 | 29,136,000 | 28,860,000 | 23,254,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,115,000 | 349,160,000 | 339,617,000 | 328,131,000 |
| Interest-bearing deposits | 311,352,000 | 305,161,000 | 297,726,000 | 286,291,000 |
| Noninterest-bearing deposits | 37,764,000 | 43,999,000 | 41,890,000 | 41,840,000 |
| Equity capital | 32,721,000 | 33,562,000 | 33,858,000 | 35,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,163,000 | 11,758,000 | 17,409,000 | 23,024,000 |
| Interest expense | 2,023,000 | 3,958,000 | 5,618,000 | 6,982,000 |
| Net interest income | 4,140,000 | 7,800,000 | 11,791,000 | 16,042,000 |
| Noninterest income | 346,000 | 393,000 | 578,000 | 901,000 |
| Noninterest expense | 2,587,000 | 4,862,000 | 7,315,000 | 9,641,000 |
| Provision for loan losses | 600,000 | 3,356,000 | 5,646,000 | 8,467,000 |
| Pretax income | 1,305,000 | 3,000 | -564,000 | -1,129,000 |
| Income tax | 397,000 | -223,000 | -575,000 | -826,000 |
| Net income | 908,000 | 226,000 | 11,000 | -303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,720,000 | 33,564,000 | 33,857,000 | 35,184,000 |
| Total capital | 36,416,000 | 37,766,000 | 38,082,000 | 39,291,000 |
| Risk-weighted assets | 320,368,000 | 334,237,000 | 334,636,000 | 327,502,000 |