Call reports 2008
PLAZA BANK — 2008
What PLAZA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 431,202,000 | 414,583,000 | 402,151,000 | 392,324,000 |
| Total loans | 322,084,000 | 317,055,000 | 316,808,000 | 319,388,000 |
| Allowance for loan losses | 4,747,000 | 4,595,000 | 4,421,000 | 3,495,000 |
| Securities available for sale | 27,652,000 | 26,048,000 | 8,894,000 | 8,439,000 |
| Securities held to maturity | 38,333,000 | 43,388,000 | 43,060,000 | 32,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,051,000 | 372,874,000 | 355,494,000 | 346,852,000 |
| Interest-bearing deposits | 345,098,000 | 321,675,000 | 300,705,000 | 301,610,000 |
| Noninterest-bearing deposits | 44,954,000 | 51,200,000 | 54,789,000 | 45,242,000 |
| Equity capital | 37,387,000 | 37,861,000 | 33,516,000 | 32,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,329,000 | 14,812,000 | 21,623,000 | 27,981,000 |
| Interest expense | 3,133,000 | 5,967,000 | 8,447,000 | 10,605,000 |
| Net interest income | 4,196,000 | 8,845,000 | 13,176,000 | 17,376,000 |
| Noninterest income | 413,000 | 754,000 | 1,225,000 | 1,436,000 |
| Noninterest expense | 2,958,000 | 5,906,000 | 6,949,000 | 11,014,000 |
| Provision for loan losses | 0 | 40,000 | 281,000 | 1,356,000 |
| Pretax income | 1,701,000 | 3,706,000 | 7,228,000 | 6,505,000 |
| Income tax | 493,000 | 1,084,000 | 2,307,000 | 1,932,000 |
| Net income | 1,208,000 | 2,622,000 | 4,921,000 | 4,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,051,000 | 39,447,000 | 33,574,000 | 32,893,000 |
| Total capital | 42,304,000 | 43,934,000 | 37,867,000 | 36,388,000 |
| Risk-weighted assets | 339,724,000 | 358,839,000 | 343,284,000 | 347,185,000 |