Call reports 2007
PLAZA BANK — 2007
What PLAZA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 443,231,000 | 448,657,000 | 432,357,000 | 420,156,000 |
| Total loans | 331,785,000 | 335,822,000 | 332,891,000 | 326,059,000 |
| Allowance for loan losses | 5,191,000 | 5,191,000 | 5,155,000 | 4,916,000 |
| Securities available for sale | 385,000 | 378,000 | 381,000 | 387,000 |
| Securities held to maturity | 78,041,000 | 77,817,000 | 77,477,000 | 59,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,464,000 | 398,270,000 | 390,925,000 | 379,899,000 |
| Interest-bearing deposits | 344,194,000 | 344,256,000 | 338,799,000 | 330,126,000 |
| Noninterest-bearing deposits | 50,271,000 | 54,014,000 | 52,126,000 | 49,774,000 |
| Equity capital | 44,391,000 | 46,009,000 | 35,107,000 | 36,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,596,000 | 17,396,000 | 26,031,000 | 34,168,000 |
| Interest expense | 3,836,000 | 7,668,000 | 11,354,000 | 14,800,000 |
| Net interest income | 4,760,000 | 9,728,000 | 14,677,000 | 19,368,000 |
| Noninterest income | 491,000 | 906,000 | 1,409,000 | 1,816,000 |
| Noninterest expense | 2,904,000 | 5,771,000 | 8,660,000 | 11,066,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 45,000 |
| Pretax income | 2,309,000 | 4,828,000 | 7,394,000 | 10,096,000 |
| Income tax | 808,000 | 1,706,000 | 2,628,000 | 3,594,000 |
| Net income | 1,501,000 | 3,122,000 | 4,766,000 | 6,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,381,000 | 46,008,000 | 35,106,000 | 36,840,000 |
| Total capital | 48,891,000 | 50,193,000 | 39,213,000 | 40,792,000 |
| Risk-weighted assets | 360,094,000 | 333,782,000 | 327,498,000 | 315,174,000 |