Call reports 2006
PLAZA BANK — 2006
What PLAZA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 419,226,000 | 431,417,000 | 435,914,000 | 452,618,000 |
| Total loans | 319,098,000 | 321,304,000 | 328,125,000 | 323,583,000 |
| Allowance for loan losses | 5,235,000 | 5,197,000 | 5,197,000 | 5,192,000 |
| Securities available for sale | 379,000 | 374,000 | 383,000 | 384,000 |
| Securities held to maturity | 79,091,000 | 79,108,000 | 78,770,000 | 78,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 371,459,000 | 381,914,000 | 387,562,000 | 403,717,000 |
| Interest-bearing deposits | 325,296,000 | 330,750,000 | 333,295,000 | 350,985,000 |
| Noninterest-bearing deposits | 46,164,000 | 51,163,000 | 54,267,000 | 52,732,000 |
| Equity capital | 43,424,000 | 45,274,000 | 43,330,000 | 45,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,946,000 | 16,266,000 | 24,870,000 | 33,407,000 |
| Interest expense | 2,660,000 | 5,683,000 | 9,080,000 | 12,797,000 |
| Net interest income | 5,286,000 | 10,583,000 | 15,790,000 | 20,610,000 |
| Noninterest income | 408,000 | 854,000 | 1,306,000 | 1,691,000 |
| Noninterest expense | 2,802,000 | 5,670,000 | 8,411,000 | 11,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,894,000 | 5,769,000 | 8,687,000 | 11,300,000 |
| Income tax | 1,026,000 | 2,047,000 | 3,100,000 | 4,000,000 |
| Net income | 1,868,000 | 3,722,000 | 5,587,000 | 7,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,414,000 | 45,272,000 | 43,320,000 | 45,034,000 |
| Total capital | 47,699,000 | 49,357,000 | 47,732,000 | 49,418,000 |
| Risk-weighted assets | 341,883,000 | 325,714,000 | 352,173,000 | 349,886,000 |