Call reports 2004
PLAZA BANK — 2004
What PLAZA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 334,948,000 | 350,493,000 | 350,410,000 | 353,793,000 |
| Total loans | 251,831,000 | 259,026,000 | 266,142,000 | 270,422,000 |
| Allowance for loan losses | 4,967,000 | 5,066,000 | 5,225,000 | 5,375,000 |
| Securities available for sale | 0 | 100,000 | 102,000 | 396,000 |
| Securities held to maturity | 65,672,000 | 64,058,000 | 59,199,000 | 61,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,941,000 | 317,014,000 | 314,724,000 | 317,226,000 |
| Interest-bearing deposits | 264,817,000 | 270,645,000 | 263,700,000 | 271,030,000 |
| Noninterest-bearing deposits | 38,124,000 | 46,369,000 | 51,024,000 | 46,196,000 |
| Equity capital | 28,883,000 | 30,691,000 | 32,492,000 | 34,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,823,000 | 11,643,000 | 17,592,000 | 23,633,000 |
| Interest expense | 1,168,000 | 2,364,000 | 3,617,000 | 4,936,000 |
| Net interest income | 4,655,000 | 9,279,000 | 13,975,000 | 18,697,000 |
| Noninterest income | 481,000 | 1,025,000 | 1,511,000 | 2,002,000 |
| Noninterest expense | 2,178,000 | 4,377,000 | 6,606,000 | 8,922,000 |
| Provision for loan losses | 150,000 | 301,000 | 450,000 | 601,000 |
| Pretax income | 2,809,000 | 5,639,000 | 8,449,000 | 11,197,000 |
| Income tax | 1,007,000 | 2,024,000 | 3,032,000 | 3,996,000 |
| Net income | 1,802,000 | 3,615,000 | 5,417,000 | 7,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,853,000 | 30,665,000 | 32,467,000 | 34,252,000 |
| Total capital | 32,119,000 | 34,031,000 | 35,938,000 | 37,813,000 |
| Risk-weighted assets | 259,585,000 | 267,826,000 | 275,826,000 | 283,048,000 |