Call reports 2025
PEOPLES BANK & TRUST — 2025
What PEOPLES BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 558,455,000 | 554,083,000 | 559,048,000 | 547,827,000 |
| Total loans | 248,576,000 | 247,072,000 | 247,284,000 | 259,672,000 |
| Allowance for loan losses | 2,403,000 | 2,476,000 | 3,076,000 | 3,113,000 |
| Securities available for sale | 114,885,000 | 125,913,000 | 131,279,000 | 131,655,000 |
| Securities held to maturity | 100,534,000 | 98,158,000 | 95,716,000 | 93,466,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,539,000 | 505,028,000 | 506,022,000 | 494,821,000 |
| Interest-bearing deposits | 381,927,000 | 376,060,000 | 363,102,000 | 380,244,000 |
| Noninterest-bearing deposits | 129,612,000 | 128,968,000 | 142,920,000 | 114,577,000 |
| Equity capital | 43,193,000 | 45,086,000 | 48,728,000 | 49,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,505,000 | 13,309,000 | 20,075,000 | 26,759,000 |
| Interest expense | 1,908,000 | 3,850,000 | 5,939,000 | 7,896,000 |
| Net interest income | 4,597,000 | 9,459,000 | 14,136,000 | 18,863,000 |
| Noninterest income | 281,000 | 560,000 | 847,000 | 1,069,000 |
| Noninterest expense | 2,805,000 | 5,493,000 | 8,110,000 | 10,659,000 |
| Provision for loan losses | -68,000 | 5,000 | 105,000 | 105,000 |
| Pretax income | 2,003,000 | 4,340,000 | 6,367,000 | 8,634,000 |
| Income tax | 432,000 | 938,000 | 1,408,000 | 1,757,000 |
| Net income | 1,571,000 | 3,402,000 | 4,959,000 | 6,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,120,000 | 56,702,000 | 57,959,000 | 57,627,000 |