Call reports 2024
PEOPLES BANK & TRUST — 2024
What PEOPLES BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 527,002,000 | 529,929,000 | 521,361,000 | 525,558,000 |
| Total loans | 199,005,000 | 216,395,000 | 245,741,000 | 259,747,000 |
| Allowance for loan losses | 1,945,000 | 1,963,000 | 2,153,000 | 2,472,000 |
| Securities available for sale | 140,940,000 | 126,445,000 | 119,734,000 | 108,416,000 |
| Securities held to maturity | 109,953,000 | 107,526,000 | 105,059,000 | 102,726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,658,000 | 488,743,000 | 475,875,000 | 481,533,000 |
| Interest-bearing deposits | 365,354,000 | 369,175,000 | 349,004,000 | 363,198,000 |
| Noninterest-bearing deposits | 117,304,000 | 119,568,000 | 126,871,000 | 118,335,000 |
| Equity capital | 36,017,000 | 37,605,000 | 41,725,000 | 40,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,012,000 | 12,178,000 | 18,703,000 | 25,454,000 |
| Interest expense | 1,808,000 | 3,761,000 | 5,771,000 | 7,831,000 |
| Net interest income | 4,204,000 | 8,417,000 | 12,932,000 | 17,623,000 |
| Noninterest income | 288,000 | 567,000 | 723,000 | 1,030,000 |
| Noninterest expense | 2,615,000 | 5,351,000 | 8,044,000 | 10,827,000 |
| Provision for loan losses | 112,000 | 157,000 | 249,000 | 568,000 |
| Pretax income | 1,765,000 | 3,479,000 | 5,251,000 | 7,234,000 |
| Income tax | 359,000 | 710,000 | 1,028,000 | 1,262,000 |
| Net income | 1,406,000 | 2,769,000 | 4,223,000 | 5,972,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,784,000 | 51,146,000 | 52,600,000 | 53,550,000 |