Call reports 2023
PEOPLES BANK & TRUST — 2023
What PEOPLES BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 530,321,000 | 535,233,000 | 547,779,000 | 531,269,000 |
| Total loans | 173,379,000 | 182,121,000 | 195,047,000 | 194,015,000 |
| Allowance for loan losses | 1,613,000 | 1,751,000 | 1,900,000 | 1,903,000 |
| Securities available for sale | 161,391,000 | 150,251,000 | 151,398,000 | 140,240,000 |
| Securities held to maturity | 119,601,000 | 117,024,000 | 114,345,000 | 112,115,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,354,000 | 500,238,000 | 503,484,000 | 491,221,000 |
| Interest-bearing deposits | 391,930,000 | 387,796,000 | 380,179,000 | 378,049,000 |
| Noninterest-bearing deposits | 103,424,000 | 112,442,000 | 123,305,000 | 113,172,000 |
| Equity capital | 31,778,000 | 31,902,000 | 30,880,000 | 37,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,052,000 | 10,423,000 | 16,336,000 | 22,350,000 |
| Interest expense | 1,389,000 | 3,092,000 | 5,061,000 | 7,138,000 |
| Net interest income | 3,663,000 | 7,331,000 | 11,275,000 | 15,212,000 |
| Noninterest income | 787,000 | 1,413,000 | 1,827,000 | 2,079,000 |
| Noninterest expense | 2,434,000 | 4,960,000 | 7,486,000 | 10,148,000 |
| Provision for loan losses | 0 | 135,000 | 282,000 | 282,000 |
| Pretax income | 2,031,000 | 3,672,000 | 5,357,000 | 6,793,000 |
| Income tax | 414,000 | 738,000 | 1,080,000 | 1,145,000 |
| Net income | 1,617,000 | 2,934,000 | 4,277,000 | 5,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,553,000 | 47,622,000 | 49,006,000 | 50,377,000 |